Learning Personal Finance with AI

This work is based on two simple ideas. 

The fact that the economy is global, finance is national and personal finance hyperlocal.

And the simplest personal finance plan is, “I never want to borrow money ever.”

With the advent of AI, writing a book containing answers seems pointless. But while working with AI it becomes evident that fundamentals don’t change with the medium of accessing them. The laws of physics and axioms from mathematics haven’t changed since ChatGPT became available. All we have done is moved from ad infested 10 blue links to a fluent black box with a language interface.

To make most of this productivity boost I choose to share the questions that cripple most careers and pass on the missed opportunities through generations. In an unequal world, survival is a victory. With this prompt set you can build your own framework by asking the right questions and focusing on what matters to you and your dependents. 

Being an engineer and programmer for over 25 years, building tools has proved to be the best way to understand fundamentals. Using AI and these prompts you can build offline tools for yourself. These activities will not only help you with personal finance fundamentals but also show you where AI shines and where it lacks the fluency. Start with anonymous usage and then create a dedicated account for learning. 

Don’t trust experts who cannot map their advice to sound fundamentals. Risk is imminent, most losses are avoidable. Question every advice till you find the facts powering the claims.

Happy learning!